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Voya Financial is an American financial, retirement, investment and insurance company based in New York City. Voya began as ING U.S., the United States operating subsidiary of ING Group, which was spun off in 2013 and established independent financial backing through an initial public offering. [2]
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The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) is a law passed by the U.S. Congress on a reconciliation basis and signed by President Ronald Reagan that, among other things, mandates an insurance program which gives some employees the ability to continue health insurance coverage after leaving employment.
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Voya or VOYA can mean: Voya Financial - A spinoff created from the North American banking operations of the ING Group (cf.) Voice of Youth Advocates - a bimonthly magazine for young adults
COBRA continuation coverage helps employees keep health insurance when their employment ends. This coverage can work with Medicare.