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  2. Amortization calculator - Wikipedia

    An amortization calculator is used to determine the periodic payment amount due on a loan (typically a mortgage ), based on the amortization process. The amortization repayment model factors varying amounts of both interest and principal into every installment, though the total amount of each payment is the same.

  3. Should you pay off your car loan early? - AOL

    Even a few extra payments can go a long way to reducing your costs. Before rushing to repay your auto loan, run the numbers to determine if it makes financial sense or if you should apply extra ...

  4. How interest rate changes affect debt - AOL

    There are two primary ways that interest rates affect your debt. The most noticeable effect is on your monthly payments. When rates rise, it’s more expensive to borrow, and that expense shows up ...

  5. 3 steps to calculate your debt-to-income ratio - AOL

    Step three: Divide your monthly debts by your monthly gross income. For this example, divide your monthly debt payments ($2,400) by your total monthly gross income ($6,000). In this case, your ...

  6. Debt snowball method - Wikipedia

    Debt snowball method. The debt snowball method is a debt -reduction strategy, whereby one who owes on more than one account pays off the accounts starting with the smallest balances first, while paying the minimum payment on larger debts. Once the smallest debt is paid off, one proceeds to the next larger debt, and so forth, proceeding to the ...

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