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**Loan Calculator**. A**loan**is a contract between a borrower and a lender in which the borrower receives an amount of money (principal) that they are obligated to pay back in the future. Most**loans**can be categorized into one of three categories: Amortized**Loan**: Fixed payments paid periodically until**loan**maturity**Bankrate**’s**loan calculator**was designed to help borrowers**calculate**amortized**loans**. These are mortgages, auto**loans**, student**loans**and other types of personal**loans**that are paid off in regular ...**Loan Calculator**: Estimate Your Repayment. Your**loan**estimate. Monthly payment. $212.47. Total principal $10,000. Total interest payments $2,748.23. Total**loan**payments The total interest costs ...Use this

**loan calculator**to determine your monthly payment, interest rate, number of months or principal amount on a**loan**. Find your ideal payment by changing**loan**amount, interest rate and term and seeing the effect on payment amount. You can also create and print a**loan**amortization schedule to see how your monthly payment will pay-off the ...In this field for the

**loan calculator**, enter the length of the**loan**. Most personal**loans**range between 3-5 years, but you can get some that are much longer. Having a longer term will reduce your monthly payment but result in higher interest charges. Conversely, shorter periods will increase your payment but cost you less in interest.