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  3. SECURE Act - Wikipedia

    Elements of both bills were incorporated into the fiscal year 2020 spending bill ( H.R. 1865 ). [3] [5] The SECURE Act, as part of the spending bill, was passed by the House on December 17, 2019 by a vote of 297–120 and by the Senate on December 19, 2019 by a vote of 71–23. [5] It was signed into law by President Donald Trump on December 20 ...

  4. Roth 401(k) - Wikipedia

    The Roth 401 (k) is a type of retirement savings plan. It was authorized by the United States Congress under the Internal Revenue Code, section 402A, [1] and represents a unique combination of features of the Roth IRA and a traditional 401 (k) plan. Since January 1, 2006, U.S. employers have been allowed to amend their 401 (k) plan document to ...

  5. Cash balance plan - Wikipedia

    Cash balance plans are defined-benefit plans that look like defined-contribution plans. A worker's right to a pension in a defined-benefit plan represents a contingent liability, and hence an uncertain financial obligation to the employer sponsoring the plan. Section 412 of the Code requires the employer to make annual contributions to the plan ...

  6. SEP-IRA - Wikipedia

    SEP-IRA. A Simplified Employee Pension Individual Retirement Arrangement ( SEP IRA) is a variation of the Individual Retirement Account used in the United States. SEP IRAs are adopted by business owners to provide retirement benefits for themselves and their employees. [1] There are no significant administration costs for a self-employed person ...

  7. Betterment (company) - Wikipedia

    Betterment is an American financial advisory company which provides digital investment and cash management services. [4] The company is based in New York City, registered with the Securities and Exchange Commission, [5] and a member of the Financial Industry Regulatory Authority. It is a registered investment advisor and broker-dealer.

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