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Banking in Vietnam started in 1976 with the State Bank Vietnam, which became the central bank of the country. Vietnam's banks suffer from low public confidence, regulatory and managerial weakness, high levels of non-performing loans (NPL), non-compliance with the Basel capital standards, and the absence of international auditing.

Western Bank (Phuong Tay Bank) Viet Nam Public Bank (PVcomBank) Branches of foreign banks [ edit] Gatehouse Bank of United Kingdom Standard Chartered Bank ANZ exited Vietnam market in 2018 and sold local operations to Shinhan Bank (Korea) Citibank Vietnam exited Vietnam market in 2022 and sold local operations to United Overseas Bank (Singapore)

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Internet banking provides personal and corporate banking services offering features such as viewing account balances, obtaining statements, checking recent transactions, transferring money between accounts, and making payments. Some banks operate as a "direct bank", where they operate entirely via the internet or internet and telephone.