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Personal finance is defined as "the mindful planning of monetary spending and saving, while also considering the possibility of future risk". Personal finance may involve paying for education, financing durable goods such as real estate and cars, buying insurance, investing, and saving for retirement.

Costco's annual membership fees (US$60/year for Gold Star, US$120/year for Executive as of 2019) account for 80% of Costco's gross margin and 70% of its operating income. [83] If Costco feels the wholesale price of any individual product is too high, they will refuse to stock the product.

Wells Fargo Home Mortgage is the second largest retail mortgage originator in the United States, originating one out of every four home loans. Wells Fargo services $1.8 trillion in home mortgages, the one of the largest servicing portfolios in the US. Equipment lending

Following Bill Gates' internal "Internet Tidal Wave memo" on May 26, 1995, Microsoft began to redefine its offerings and expand its product line into computer networking and the World Wide Web. With a few exceptions of new companies, like Netscape , Microsoft was the only major and established company that acted fast enough to be a part of the ...

Springfield is the capital of the U.S. state of Illinois and the county seat and largest city of Sangamon County.The city's population was 116,250 at the 2010 U.S. Census, which makes it the state's sixth most-populous city, the second largest outside of the Chicago metropolitan area (after Rockford), and the largest in central Illinois.

J. K. Rowling is a pen name of Joanne Rowling, the British author of the children's fantasy series Harry Potter, the crime series Cormoran Strike and other works. Before her first Potter novel was published on 26 June 1997, her mother died from multiple sclerosis (MS) in 1990 and she lived on state assistance as a single parent after her marriage failed in 1993.