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Login / Join. Mail. Downloads; AOL App ... Citi's No-Penalty, No-Fee Credit Card: What's the Catch? finance. More Bank Fees -- and What You Can Do About Them. news. FarmVille introduces Citibank ...

Finding a low-rate card is no easy feat these days, as issuers increase APRs in preparation of pending credit-card reform. Citibank, for example, increased rates to 29.99% for an undisclosed ...

The Citi Simplicity card charges no late fees, no penalty rate and has one single interest rate for purchases, balance transfers and cash advances. That eliminates the so-called "gotchas" that can ...

5% cash back at grocery stores, excluding Target and Walmart, on up to $12,000 spent in your first year of having the card. 3% cash back on dining, including takeout, and at drugstores. 1.5% cash ...