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The four major credit card networks are: Mastercard, Visa Inc., American Express and Discover Financial. Conglomerates – A financial services company, such as a universal bank , that is active in more than one sector of the financial services market e.g. life insurance, general insurance, health insurance, asset management, retail banking ...

Synchrony Financial is a consumer financial services company headquartered in Stamford, Connecticut, United States. The company offers consumer financing products, including credit, promotional financing and loyalty programs, installment lending to industries, and FDIC-insured consumer savings products through Synchrony Bank, its wholly owned online bank subsidiary.

One significant legal benefit is the protection of personal assets against the claims of creditors and lawsuits. Sole proprietors and general partners in a partnership are personally and jointly responsible for all the legal liability (LL) of a business such as loans, accounts payable, and legal judgments.

Credit card companies in some countries have been accused by consumer organizations of lending at usurious interest rates and making money out of frivolous "extra charges". [10] Abuses can also take place in the form of the customer defrauding the lender by borrowing without intending to repay the loan.

For a recap of the key things you need to know about the Child Tax Credit from one of our tax experts, watch the below video. ... Capital Gains and Losses. ... Your Best Credit Card Offers for ...

Regulatory structures differ in each country, but typically involve prudential regulation as well as consumer protection and market stability. Some countries have one consolidated agency that regulates all financial institutions while others have separate agencies for different types of institutions such as banks, insurance companies and brokers.