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  2. 7 Things You Must Do When Your Car Payment Exceeds $535 ... - AOL

    The U.S. Census Bureau found that the real median household income after taxes is around $64,240 annually, or $5,353 a month. Given this, your car payment should ideally be between $535 and $802 a ...

  3. Can’t Afford Your Car Payment Anymore? 9 Things You ... - AOL

    A recently published report from Moody’s Investors Service indicates that new auto loan delinquencies are on the rise. In the second quarter of 2023, the delinquency rate for new auto loans ...

  4. Should you pay off your car loan early? - AOL

    Your debt-to-income ratio is the percentage of your gross monthly income that goes toward debt payments. It helps lenders determine how much you can afford to borrow. It helps lenders determine ...

  5. Car finance - Wikipedia

    Over 85% of new cars and half of used cars are financed (as opposed to being paid for in a lump sum with cash). [2] Roughly 30% of new vehicles during the same time period were leased. [2] There are two primary methods of borrowing money to buy a car: direct and indirect. A direct loan is one that the borrower arranges with a lender directly.


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