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  2. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    The auto dealer then adds a markup to that rate, and presents the result to the customer as the "contract rate". [citation needed] These markups have been the focus of some regulatory scrutiny because they can cause variations in interest rates that are not correlated with credit risk. [2] Car financing options in the United Kingdom similarly ...

  3. How to get the best auto loan rate

    www.aol.com/finance/best-auto-loan-rate...

    Shopping around is the best way to compare your options. Here’s what to know.

  4. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    Similarly, a loan taken out to buy a car may be secured by the car. The duration of the loan is much shorter – often corresponding to the useful life of the car. There are two types of auto loans, direct and indirect. In a direct auto loan, a bank lends the money directly to a consumer. In an indirect auto loan, a car dealership (or a ...

  5. Prime rate - Wikipedia

    en.wikipedia.org/wiki/Prime_rate

    Prime rates in the US, FRG and the European Union. The prime rate or prime lending rate is an interest rate used by banks, typically representing the rate at which they lend to their most creditworthy customers. Some variable interest rates may be expressed as a percentage above or below prime rate. [1]: 8

  6. Subprime lending - Wikipedia

    en.wikipedia.org/wiki/Subprime_lending

    Under a typical subprime mortgage made during the housing boom, a $500,000 loan at a 5.5% interest rate for 30 years results in a monthly principal and interest payment of approximately $2,839.43. In contrast, the same loan at 8.5%, under a typical 3% adjustment cap for 27 years (after the adjustable period ends), results in a payment of about ...

  7. 4 Budget-Friendly Cars That Won’t Break the Bank on Repairs

    www.aol.com/finance/4-budget-friendly-cars-won...

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  8. The Economic Times - Wikipedia

    en.wikipedia.org/wiki/The_Economic_Times

    Owned by The Times Group, The Economic Times began publication in 1961 and it is sold in all major cities in India. As of 2023, it is the world's second-most widely read English-language business newspaper , after The Wall Street Journal , [ 4 ] with a readership of over 900,000.

  9. TD Auto Finance - Wikipedia

    en.wikipedia.org/wiki/TD_Auto_Finance

    TD Auto Finance is a financial-services provider. [1] The company offers dealer finance plans, dealer services, and retail consumer finance plans. It is a subsidiary of Toronto-Dominion Bank .