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  2. Mortgage - Wikipedia

    en.wikipedia.org/wiki/Mortgage

    A mortgage loan or simply mortgage (/ ˈ m ɔːr ɡ ɪ dʒ /), in civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged.

  3. Title loan - Wikipedia

    en.wikipedia.org/wiki/Title_loan

    A title loan (also known as a car title loan) is a type of secured loan where borrowers can use their vehicle title as collateral. [1] Borrowers who get title loans must allow a lender to place a lien on their car title, and temporarily surrender the hard copy of their vehicle title, in exchange for a loan amount. [2]

  4. CanadaIndia diplomatic row - Wikipedia

    en.wikipedia.org/wiki/CanadaIndia_diplomatic_row

    Canada has the largest Sikh population outside India. [15] Sikhs who number 770,000, account for nearly 2 percent of Canada's population. [16] Some Sikhs living in Canada are prominent members of the Khalistan movement, which advocates for a separation from India to create an independent Sikh homeland.

  5. Student loan - Wikipedia

    en.wikipedia.org/wiki/Student_loan

    [citation needed] Federal student loan interest rates are established by Congress and listed in § 20 U.S.C. § 1087E(b). Because the interest rates are established by Congress, interest rates are a political decision. In 2010, the federal student loan program ran a multibillion-dollar "negative subsidy", or profit, for the federal government.

  6. Islamic banking and finance - Wikipedia

    en.wikipedia.org/wiki/Islamic_banking_and_finance

    The fact that there is a principal and a payment plan means that there is an implied interest rate, [280] based on conventional banking interest rates such as LIBOR. Others complain that in practice most " murabaḥah " transactions do not involve actual buying or selling of goods or commodities, but are merely cash-flows between banks, brokers ...

  7. When should you refinance your mortgage? - AOL

    www.aol.com/finance/refinance-mortgage-152541677...

    Lower your interest rate. If interest rates have dropped since you first obtained your mortgage, a rate-and-term refinance can provide you with a lower rate. Ideally, that rate should be one-half ...

  8. SONIA (interest rate) - Wikipedia

    en.wikipedia.org/wiki/SONIA_(interest_rate)

    In the same year efforts to promote SONIA as the standard Sterling interest rate benchmark for loans, derivatives and bonds were stepped up. [3] [4] In July 2019, UK transport group National Express obtained the first corporate loan referencing SONIA. The loan was drawn from NatWest as part of a pilot scheme before launch into the wider market. [5]

  9. Payday loans in Canada - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_Canada

    Since November 1, 2009, the Payday Loans Regulation (under the Business Practices and Consumer Protection Act) [8] have been in force in British Columbia.The maximum charges for short term loans have been capped at 23% of the principal (including interests and fees), the borrower can cancel the loan by the end of the following day of signing the agreement without paying any charge, only one ...