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  2. Loan shark - Wikipedia

    en.wikipedia.org/wiki/Loan_shark

    A loan shark is a person who offers loans at extremely high or illegal interest rates, has strict terms of collection, and generally operates outside the law, often using the threat of violence or other illegal, aggressive, and extortionate actions when seeking to enforce the satisfaction of the debt. [1]

  3. Islamic banking and finance - Wikipedia

    en.wikipedia.org/wiki/Islamic_banking_and_finance

    The fact that there is a principal and a payment plan means that there is an implied interest rate, [280] based on conventional banking interest rates such as LIBOR. Others complain that in practice most " murabaḥah " transactions do not involve actual buying or selling of goods or commodities, but are merely cash-flows between banks, brokers ...

  4. CanadaIndia diplomatic row - Wikipedia

    en.wikipedia.org/wiki/CanadaIndia_diplomatic_row

    Canada has the largest Sikh population outside India. [15] Sikhs who number 770,000, account for nearly 2 percent of Canada's population. [16] Some Sikhs living in Canada are prominent members of the Khalistan movement, which advocates for a separation from India to create an independent Sikh homeland.

  5. Student loan - Wikipedia

    en.wikipedia.org/wiki/Student_loan

    [citation needed] Federal student loan interest rates are established by Congress and listed in § 20 U.S.C. § 1087E(b). Because the interest rates are established by Congress, interest rates are a political decision. In 2010, the federal student loan program ran a multibillion-dollar "negative subsidy", or profit, for the federal government.

  6. Title loan - Wikipedia

    en.wikipedia.org/wiki/Title_loan

    A title loan (also known as a car title loan) is a type of secured loan where borrowers can use their vehicle title as collateral. [1] Borrowers who get title loans must allow a lender to place a lien on their car title, and temporarily surrender the hard copy of their vehicle title, in exchange for a loan amount. [2]

  7. SONIA (interest rate) - Wikipedia

    en.wikipedia.org/wiki/SONIA_(interest_rate)

    In the same year efforts to promote SONIA as the standard Sterling interest rate benchmark for loans, derivatives and bonds were stepped up. [3] [4] In July 2019, UK transport group National Express obtained the first corporate loan referencing SONIA. The loan was drawn from NatWest as part of a pilot scheme before launch into the wider market. [5]

  8. Fixed-rate mortgage - Wikipedia

    en.wikipedia.org/wiki/Fixed-rate_mortgage

    A fixed-rate mortgage (FRM) is a mortgage loan where the interest rate on the note remains the same through the term of the loan, as opposed to loans where the interest rate may adjust or "float". As a result, payment amounts and the duration of the loan are fixed and the person who is responsible for paying back the loan benefits from a ...

  9. Student financial aid in Canada - Wikipedia

    en.wikipedia.org/.../Student_financial_aid_in_Canada

    The Canada Student Loan Program (sometimes referred to as the National Student Loan) is administered by National Student Loan Service Centre [6] a part of Human Resources and Social (Skills) Development Canada (HRSDC). Students have the choice of opting for a fixed interest rate of prime interest rate, or a floating interest rate.