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  2. Payday loans in Canada - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_Canada

    Since November 1, 2009, the Payday Loans Regulation (under the Business Practices and Consumer Protection Act) [8] have been in force in British Columbia.The maximum charges for short term loans have been capped at 23% of the principal (including interests and fees), the borrower can cancel the loan by the end of the following day of signing the agreement without paying any charge, only one ...

  3. Adjustable-rate mortgage - Wikipedia

    en.wikipedia.org/wiki/Adjustable-rate_mortgage

    Initial interest rate. This is the beginning interest rate on an ARM. The adjustment period. This is the length of time that the interest rate or loan period on an ARM is scheduled to remain unchanged. The rate is reset at the end of this period, and the monthly loan payment is recalculated. The index rate. Most lenders tie ARM interest rates ...

  4. Canada Savings Bond - Wikipedia

    en.wikipedia.org/wiki/Canada_Savings_Bond

    The Canada Savings Bond (French: Obligations d’épargne du Canada) was an investment instrument offered by the Government of Canada from 1945 to 2017, sold between early October and December 1 of every year. [1] It was issued by the Bank of Canada and was intended to offer a competitive interest rate, and had a guaranteed minimum interest rate.

  5. Mark Carney - Wikipedia

    en.wikipedia.org/wiki/Mark_Carney

    He stated low-interest rates were not to blame but the onus was on individuals who take out the loans, the banks, and the federal government's mortgage lending rules. [44] Before Carney left for the Bank of England, there were calls to raise rates as Canadians were holding record-level debt and the housing market was overheated. [45] [46] [47 ...

  6. Loan shark - Wikipedia

    en.wikipedia.org/wiki/Loan_shark

    A loan shark is a person who offers loans at extremely high or illegal interest rates, has strict terms of collection, and generally operates outside the law, often using the threat of violence or other illegal, aggressive, and extortionate actions when seeking to enforce the satisfaction of the debt. [1]

  7. Real Estate (band) - Wikipedia

    en.wikipedia.org/wiki/Real_Estate_(band)

    Real Estate is an American indie rock band from Ridgewood, New Jersey, United States, formed in 2008.The band is currently based in Brooklyn, New York, [1] [2] and consists of Martin Courtney (vocals, guitar), Alex Bleeker (bass, vocals), Matt Kallman (keyboards), Julian Lynch (guitar), and Sammi Niss (drums).

  8. Anglo-American loan - Wikipedia

    en.wikipedia.org/wiki/Anglo-American_loan

    Problems arose on the American side, with many in Congress reluctant, and with sharp differences between the treasury and state departments. The loan was for US$3.75 billion (equivalent to $60.47 billion in 2024) at a low 2% interest rate; Canada loaned an additional US$1.9 billion (equivalent to $30.64 billion in 2024).

  9. Sales taxes in Canada - Wikipedia

    en.wikipedia.org/wiki/Sales_taxes_in_Canada

    The 6% rate is effective for goods and services effective March 23, 2017. [14] Effective April 1, 2017, New Homes, restaurant meals and other prepared food and beverages are subject to PST. [ 15 ] There is a separate 10% liquor consumption tax.