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  2. Fixed-rate mortgage - Wikipedia

    en.wikipedia.org/wiki/Fixed-rate_mortgage

    A fixed-rate mortgage (FRM) is a mortgage loan where the interest rate on the note remains the same through the term of the loan, as opposed to loans where the interest rate may adjust or "float". As a result, payment amounts and the duration of the loan are fixed and the person who is responsible for paying back the loan benefits from a ...

  3. Floating interest rate - Wikipedia

    en.wikipedia.org/wiki/Floating_interest_rate

    A customer borrows $25,000 from a bank; the terms of the loan are (six-month) SOFR + 3.5%. At the time of issuing the loan, the SOFR rate is 2.5%. For the first six months, the borrower pays the bank 6% annual interest: in this simplified case $750 for six months.

  4. Canada immigration statistics - Wikipedia

    en.wikipedia.org/wiki/Canada_immigration_statistics

    Since confederation in 1867 through to the contemporary era, decadal and demi-decadal census reports in Canada have compiled detailed immigration statistics. During this period, the highest annual immigration rate in Canada occurred in 1913, when 400,900 new immigrants accounted for 5.3 percent of the total population, [1] [2] while the greatest number of immigrants admitted to Canada in ...

  5. Demographics of Canada - Wikipedia

    en.wikipedia.org/wiki/Demographics_of_Canada

    Total fertility rate of Canada from 1861 to 2016 The total fertility rate is the number of children born in a specific year cohort to the total number of women who can give birth in the country. In 1971, the birth rate for the first time dipped below replacement [ 30 ] [ 31 ] and since then has not rebounded.

  6. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    Interest accrues during the time the student is in school. PLUS interest rates as of 2017 were 7%. [81] The parents are personally responsible for repayment. The parents sign the master promissory note and are accountable. Parents are advised to consider their monthly payments. Loan documents reflect the repayment schedule for a single year.

  7. Capital gains tax - Wikipedia

    en.wikipedia.org/wiki/Capital_gains_tax

    Interest on loans payable to a foreign state, international institution, foreign bank, or a foreign corporation that qualifies as a “financial entity” is subject to a 0% withholding tax. A 10% rate applies to interest paid on loans from other nonresident entities and individuals, unless the rate is reduced under a tax treaty.

  8. Liquidity premium - Wikipedia

    en.wikipedia.org/wiki/Liquidity_premium

    It is a segment of a three-part theory that works to explain the behavior of yield curves for interest rates. The upwards-curving component of the interest yield can be explained by the liquidity premium. The reason behind this is that short term securities are less risky compared to long term rates due to the difference in maturity dates.

  9. Usury - Wikipedia

    en.wikipedia.org/wiki/Usury

    Default interest on late payments may be charged at up to 1.46 times the ordinary maximum (i.e., 21.9% to 29.2%), while pawn shops may charge interest of up to 9% per month (i.e., 108% per year, however, if the loan extends more than the normal short-term pawn shop loan, the 9% per month rate compounded can make the annual rate in excess of 180 ...