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2. ### Amortization calculator - Wikipedia

en.wikipedia.org/wiki/Amortization_calculator

An amortization calculator is used to determine the periodic payment amount due on a loan (typically a mortgage ), based on the amortization process. The amortization repayment model factors varying amounts of both interest and principal into every installment, though the total amount of each payment is the same.

3. ### Car finance - Wikipedia

en.wikipedia.org/wiki/Car_finance

Over 85% of new cars and half of used cars are financed (as opposed to being paid for in a lump sum with cash).  Roughly 30% of new vehicles during the same time period were leased.  There are two primary methods of borrowing money to buy a car: direct and indirect. A direct loan is one that the borrower arranges with a lender directly.

4. ### Mortgage calculator - Wikipedia

en.wikipedia.org/wiki/Mortgage_calculator

4%. Mortgage calculators are automated tools that enable users to determine the financial implications of changes in one or more variables in a mortgage financing arrangement. Mortgage calculators are used by consumers to determine monthly repayments, and by mortgage providers to determine the financial suitability of a home loan applicant. 

5. ### Loan - Wikipedia

en.wikipedia.org/wiki/Loan

In finance, a loan is the transfer of money by one party to another with an agreement to pay it back. The recipient, or borrower, incurs a debt and is usually required to pay interest for the use of the money. The document evidencing the debt (e.g., a promissory note) will normally specify, among other things, the principal amount of money ...

6. ### Rule of 78s - Wikipedia

en.wikipedia.org/wiki/Rule_of_78s

Rule of 78s. Also known as the "Sum of the Digits" method, the Rule of 78s is a term used in lending that refers to a method of yearly interest calculation. The name comes from the total number of months' interest that is being calculated in a year (the first month is 1 month's interest, whereas the second month contains 2 months' interest, etc.).

7. ### Finance - Wikipedia

en.wikipedia.org/wiki/Finance

Finance is the study and discipline of money, currency and capital assets. It is related to, but not synonymous with economics, which is the study of production, distribution, and consumption of money, assets, goods and services (the discipline of financial economics bridges the two). Finance activities take place in financial systems at ...