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Free auto loan calculator to determine the monthly payment and total cost of an auto loan, while accounting for sales tax, fees, trade-in value, and more.
Our free car loan calculator generates a monthly payment amount and total loan cost based on vehicle price, interest rate, down payment, sales tax, fees and more.
Calculate the amount you need to finance your car. Find the annual interest rate offered by your bank on auto loans. Decide on the loan term (typically 1-5 years). Divide the loan amount by your loan term, multiply the result by the annual interest and multiply that by the loan term.
Our auto loan payment calculator can help estimate the monthly payments for your next vehicle. Enter the details about your down payment, the cost of the car, the loan term, and more.
How Can I Calculate My Car Payment? Our loan calculator shows how much a loan will cost you each month and how much interest you will pay overall.
Our car loan calculator will calculate your monthly interest repayment over several years then compare them to a separate monthly repayment period, which you can choose. Car Loan Formula. The Car Loan Calculator uses the following basic formula: Monthly Car Loan Payment = { Rate + Rate / [(1 + Rate) months-1] } x Principal Car Loan Amount. Where:
Use this car loan calculator to estimate your monthly payments and check amortization schedule, also see how factors like trade-in value and sales tax affect payments.