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2. Mortgage refinance: What is it and how does it work? - AOL

   www.aol.com/finance/mortgage-refinance-does...

   With refinancing, you can change the loan type as well as your lender. To refinance a mortgage, you'll pay between 2 and 5 percent of the loan amount in closing costs, so if you're refinancing to ...

3. Raleigh-Cary mortgage payments are up since 2022. What’s ...

   www.aol.com/news/raleigh-cary-mortgage-payments...

   The study analyzed mortgage payments for more than 370 U.S. metros and all 50 states using data from Freddie Mac and Zillow. Despite a slight decline from its late 2023 peak of 7.8%, today’s ...

4. How to lower your mortgage payment

   www.aol.com/finance/lower-mortgage-payment...

   1. Refinance to lower your payment. Refinancing involves replacing your current mortgage with a new one. In a basic rate-and-term refinance, your new loan offers a lower interest rate, a longer ...

5. What is a mortgage? A definitive guide for aspiring homeowners

   www.aol.com/finance/mortgage-definitive-guide...

   A mortgage is a long-term loan from a financial institution that helps you purchase a home, with the home itself serving as collateral. Mortgage payments typically consist of principal (the amount ...

6. Does refinancing a mortgage hurt your credit? - AOL

   www.aol.com/finance/does-refinancing-mortgage...

   Key takeaways. Refinancing a mortgage temporarily lowers your credit score. Refinancing can affect your credit score for up to one year while remaining on your credit report for up to two years ...

7. Should you use a HELOC to pay off your mortgage? - AOL

   www.aol.com/finance/heloc-pay-off-mortgage...

   Using a HELOC to pay off your mortgage can be a strategic move, especially if you have a lot of equity in your home and a small outstanding balance. Opening a HELOC to pay off your home loan will ...