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2. Can anyone check my credit without permission? - AOL

   www.aol.com/finance/anyone-check-credit-without...

   A soft credit inquiry, on the other hand, is about gathering information. If you’re trying to get preapproved for one of today’s best credit cards , for example, a lender will perform a soft ...

3. How to See If You're Prequalified for a Credit Card - AOL

   www.aol.com/finance/see-youre-prequalified...

   Marketing from credit card companies: The classic way to be prequalified is to receive a letter in the mail from a credit card company that tells you you’re prequalified. (As mentioned above, it ...

4. Best soft pull credit cards - AOL

   www.aol.com/finance/best-soft-pull-credit-cards...

   There are two types of credit checks: a soft pull or inquiry and hard pull. A soft pull is a surface-level glimpse at your accounts and credit history with no impact on your credit score. Soft ...

5. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   Credit history. A credit history is a record of a borrower's responsible repayment of debts. [1] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a ...

6. Authorization hold - Wikipedia

   en.wikipedia.org/wiki/Authorization_hold

   Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

7. How credit inquiries affect your credit score - AOL

   www.aol.com/finance/credit-inquiries-affect...

   Credit inquiries can either be in the form of hard inquiries or soft inquiries, and they can happen for a variety of reasons. Hard credit inquiries occur when someone like a landlord or potential ...