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  2. Joseph P. Williams - Wikipedia

    en.wikipedia.org/wiki/Joseph_P._Williams

    Joseph P. Williams (February 2, 1915 – November 8, 2003) was the creator of the BankAmericard, the first nationwide bank credit card, which later evolved into the VISA brand. Early life [ edit ] Williams was born in Newark, New Jersey .

  3. United States Military Academy - Wikipedia

    en.wikipedia.org/wiki/United_States_Military_Academy

    The United States Military Academy ( USMA) ( West Point or Army) [8] is a United States service academy in West Point, New York. It was originally established as a fort during the American Revolutionary War, as it sits on strategic high ground overlooking the Hudson River 50 miles (80 km) north of New York City.

  4. Plastic card - Wikipedia

    en.wikipedia.org/wiki/Plastic_card

    Plastic cards usually serve as identity documents, thus providing authentication. In combination with other assets that complement the data stored on the card, like PIN numbers, they also serve authorization purposes, most often as bank cards for allowing their holders to do financial transactions. Early and simpler cards feature only hard-to ...

  5. Sodium hypochlorite - Wikipedia

    en.wikipedia.org/wiki/Sodium_hypochlorite

    CN− + −OCl → OCN− + Cl−. Sodium hypochlorite is commonly used as a biocide in industrial applications to control slime and bacteria formation in water systems used at power plants, pulp and paper mills, etc., in solutions typically of 10–15% by weight.

  6. Credit card debt - Wikipedia

    en.wikipedia.org/wiki/Credit_card_debt

    Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt grows through the accrual of interest and penalties when the consumer fails to repay the company for the money they have spent. If the debt is not paid on time, the company will charge a late-payment penalty and report the ...

  7. What is a credit card? - AOL

    www.aol.com/finance/credit-card-211400427.html

    A credit card is a useful financial tool that allows you access to a line of credit that serves as a loan. You can use a credit card to build your credit, which is helpful for meeting future goals ...

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