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2. Subprime mortgage crisis - Wikipedia

   en.wikipedia.org/wiki/Subprime_mortgage_crisis

   Franklin Raines earned $90 million in salary and bonuses while he was head of Fannie Mae. [258] Fannie Mae and Freddie Mac are government sponsored enterprises (GSE) that purchase mortgages, buy and sell mortgage-backed securities (MBS), and guarantee nearly half of the mortgages in the U.S. A variety of political and competitive pressures ...

3. Home Affordable Refinance Program - Wikipedia

   en.wikipedia.org/wiki/Home_Affordable_Refinance...

   The mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae. Many homeowners are unaware that their mortgages are linked to one of these organizations, since neither Freddie Mac nor Fannie Mae deals directly with the public. The mortgage must have been acquired by Freddie Mac or Fannie Mae on or before May 31, 2009.

4. Fannie Mae vs. Freddie Mac: What’s the difference? - AOL

   www.aol.com/finance/fannie-mae-vs-freddie-mac...

   Fannie Mae and Freddie Mac are regulated by two government agencies: the FHFA and the U.S. Department of Housing and Urban Development (HUD). Along with HUD and FHFA oversight, the President of ...

5. Fannie Lou Hamer - Wikipedia

   en.wikipedia.org/wiki/Fannie_Lou_Hamer

   Hamer was born as Fannie Lou Townsend on October 6, 1917, in Montgomery County, Mississippi.She was the last of the 20 children of Lou Ella and James Lee Townsend. [3]In 1919, the Townsends moved to Ruleville, Mississippi, to work as sharecroppers on W. D. Marlow's plantation. [4]

6. Government-sponsored enterprise - Wikipedia

   en.wikipedia.org/wiki/Government-sponsored...

   A government-sponsored enterprise (GSE) is a type of financial services corporation created by the United States Congress.Their intended function is to enhance the flow of credit to targeted sectors of the economy, to make those segments of the capital market more efficient and transparent, and to reduce the risk to investors and other suppliers of capital.

7. Mortgage industry of the United Kingdom - Wikipedia

   en.wikipedia.org/wiki/Mortgage_industry_of_the...

   When a bank lends money to a customer, they want to minimize the risk of not getting the money back. They manage the risk through their lending criteria, carrying out checks on the applicant and the property and also by asking the borrower to fund a certain percentage of the property purchase in the form of a deposit.