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2. Should you pay off your car loan early? - AOL

   www.aol.com/finance/pay-off-car-loan-early...

   Whether to pay off a car loan early depends on your budget, your loan’s interest rate and your other financial goals. Generally, you should pay off your car loan early if you don’t have other ...

3. Paying off debt early: Advantages and disadvantages - AOL

   www.aol.com/finance/paying-off-debt-early...

   5 advantages of paying off debt early. There are several advantages to paying off your debt early, and almost all of them translate into more money in your pocket each month and more financial ...

4. 5 Strategies for Paying Off Car Loan Early - AOL

   www.aol.com/5-strategies-paying-off-car...

   5. Refinance, but Exercise Caution. If you had a poor credit score when you bought your car and opted for a seven-year loan to keep payments low, it might make sense to refinance. Perhaps you’re ...

5. Discover the Pros and Cons of Paying Off Your Car Early - AOL

   www.aol.com/discover-pros-cons-paying-off...

   Before you decide to pay off your car loan early, know the direct and indirect disadvantages of doing so, including: Prepayment Penalty Generally speaking, lenders don't want you to pay your loan ...

6. Credit card debt - Wikipedia

   en.wikipedia.org/wiki/Credit_card_debt

   Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt grows through the accrual of interest and penalties when the consumer fails to repay the company for the money they have spent. If the debt is not paid on time, the company will charge a late-payment penalty and report the ...

7. Criticism of credit scoring systems in the United States

   en.wikipedia.org/wiki/Criticism_of_credit...

   Opacity: credit score technology is not transparent so consumers are unable to know why their credit scores are affected. The scoring system has also been critiqued as a form of classification to shape an individual's life-chances—a form of economic inequality. [11] Since the 1980s, neoliberal economic policy has created an inverse ...

8. 8 balance transfer credit card mistakes to avoid - AOL

   www.aol.com/finance/8-balance-transfer-credit...

   That can add stress to your budget as you try to make the payments. Additionally, the escalating debt can hurt your credit utilization ratio, causing your credit score to decline. 5. Not having a ...

9. Debt consolidation - Wikipedia

   en.wikipedia.org/wiki/Debt_consolidation

   e. Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. [1] This commonly refers to a personal finance process of individuals addressing high consumer debt, but occasionally it can also refer to a country's fiscal approach to consolidate corporate debt or government debt. [2] The process can ...