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  2. Mobile banking - Wikipedia

    en.wikipedia.org/wiki/Mobile_banking

    t. e. Mobile banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet. Unlike the related internet banking it uses software, usually called an app, provided by the financial institution for the purpose.

  3. Fintech - Wikipedia

    en.wikipedia.org/wiki/Fintech

    Fintech, a portmanteau of "financial technology", refers to the application of innovative technologies to products and services in the financial industry.This broad term encompasses a wide array of technological advancements in financial services, including mobile banking, online lending platforms, digital payment systems, robo-advisors, and blockchain-based applications such as ...

  4. Telephone banking - Wikipedia

    en.wikipedia.org/wiki/Telephone_banking

    Telephone banking. Telephone banking is a service provided by a bank or other financial institution that enables customers to perform over the telephone a range of financial transactions that do not involve cash or financial instruments (such as checks) without the need to visit a bank branch or ATM.

  5. M-Pesa - Wikipedia

    en.wikipedia.org/wiki/M-Pesa

    M-PESA is a branchless banking service; M-PESA customers can deposit and withdraw money from a network of agents that includes airtime resellers and retail outlets acting as banking agents. M-PESA spread quickly, and by 2010 had become the most successful mobile-phone-based financial service in the developing world. [4]

  6. ALTO (interbank network) - Wikipedia

    en.wikipedia.org/wiki/ALTO_(interbank_network)

    In 2007, ALTO expanded its business to money transfer operations. In 2009, ALTO developed Mobile Air Time Top Up for all telecommunication providers in Indonesia. In November 2013, ALTO made a joint venture with Seven Bank, a Japanese ATM network, named PT. ATM. The goal is to developing ATM business in Indonesia.

  7. Banking agent - Wikipedia

    en.wikipedia.org/wiki/Banking_agent

    A banking agent is a retail or postal outlet contracted by a financial institution or a mobile network operator to process clients’ transactions. Rather than a branch teller, it is the owner or an employee of the retail outlet who conducts the transaction and lets clients deposit, withdraw, transfer funds, pay their bills, inquire about an ...

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