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  2. Can I Get a Checking Account With Bad Credit? - AOL

    www.aol.com/finance/checking-account-bad-credit...

    A ChexSystems report is a consumer credit reporting agency that tracks activity related to your closed checking, savings, and other deposit accounts at banks and credit unions. Can I open a bank ...

  3. Blacklisted by ChexSystems? Here’s what it is and what to do

    www.aol.com/finance/blacklisted-chexsystems...

    In other words, bad credit doesn’t necessarily affect your ability to open a bank account. But good credit also won’t help you get approved for a bank account if ChexSystems reports a negative ...

  4. How to switch to a new bank or credit union - AOL

    www.aol.com/finance/switch-bank-credit-union...

    Here’s a guide on how to switch banks, broken down into six steps, for a smooth transition. 1. Find a new bank or credit union. Starting your journey to switch banks begins with finding a new ...

  5. House banking scandal - Wikipedia

    en.wikipedia.org/wiki/House_banking_scandal

    House banking scandal. The House banking scandal broke in early 1992, when it was revealed that the US House of Representatives allowed its members to overdraw their House checking accounts without the risk of being penalized by the House bank, which was actually a clearinghouse . The scandal also sometimes known as Rubbergate (from the ...

  6. Bank account - Wikipedia

    en.wikipedia.org/wiki/Bank_account

    The deposit account is a liability of the bank and an asset of the depositor (the account holder). On the other hand, a bank can lend some or all of the money it has on deposit to a third party/s. Such accounts, generally called loan or credit accounts, are subject to similar but reverse principles of a deposit account.

  7. Transaction account - Wikipedia

    en.wikipedia.org/wiki/Transaction_account

    A transaction account, also called a checking account, chequing account, current account, demand deposit account, or share draft account at credit unions, is a deposit account or bank account held at a bank or other financial institution. It is available to the account owner "on demand" and is available for frequent and immediate access by the ...

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