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  2. How to See If You're Prequalified for a Credit Card - AOL

    www.aol.com/finance/see-youre-prequalified...

    An actual pre-approval requires a hard credit inquiry, which you have to agree to let the lender make because it affects your credit. ... When you put in the official application for a credit card ...

  3. What Is a Secured Credit Card and How Does It Build Credit? - AOL

    www.aol.com/secured-credit-card-does-build...

    Secured credit cards can be a great way to rebuild if you have bad credit or no credit at all. The point of getting a secured credit card is to help create a positive payment history or good ...

  4. How to use the OpenSky Secured Visa Credit Card - AOL

    www.aol.com/finance/opensky-secured-visa-credit...

    If you make the minimum security deposit of $200 to establish a $200 line of credit, that means you should put no more than $60 on your OpenSky Secured Card at any time (and, ideally, you stay ...

  5. 3-D Secure - Wikipedia

    en.wikipedia.org/wiki/3-D_Secure

    3-D Secure. Not to be confused with card security code. 3-D Secure is a protocol designed to be an additional security layer for online credit and debit card transactions. The name refers to the "three domains" which interact using the protocol: the merchant/acquirer domain, the issuer domain, and the interoperability domain. [1]

  6. Santander Bank - Wikipedia

    en.wikipedia.org/wiki/Santander_Bank

    Santander Bank, N. A. Santander Bank, N. A. ( / ˌsɑːntɑːnˈdɛər /) is an American bank operating as a wholly-owned subsidiary of the Spanish Santander Group. It is based in Boston and its principal market is the northeastern United States. It has $57.5 billion in deposits, operates about 650 retail banking offices and over 2,000 ATMs ...

  7. Pros and cons of student credit cards - AOL

    www.aol.com/finance/pros-cons-student-credit...

    The bottom line. Student credit cards can be easier to qualify for and have their advantages. They have their disadvantages too since they might induce you to take on more debt than you can handle ...

  8. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  9. Should I get a student credit card? - AOL

    www.aol.com/finance/student-credit-card...

    Student cards can work around this by requiring a lower credit score or even no credit score at all for you to apply. And because a student card is still a credit card, it’s one of the best ...