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2. 8 best secured credit cards to help build or repair your credit

   www.aol.com/finance/8-best-secured-credit-cards...

   Reporting to credit bureaus: If the purpose of your secured card is to build or repair your credit, it’s crucial that the card and issuer you choose report your payment history to all three ...

3. Secured vs. unsecured debt: What’s the difference? | AOL

   www.aol.com/finance/secured-vs-unsecured-debt...

   Secured credit cards: They work like traditional credit cards but require a deposit, usually equivalent to the credit limit, to get approved. If you fall behind on the minimum monthly payments ...

4. What Is a Secured Credit Card and How Does It Build Credit? | AOL

   www.aol.com/secured-credit-card-does-build...

   Secured credit cards can be a great way to rebuild if you have bad credit or no credit at all. The point of getting a secured credit card is to help create a positive payment history or good ...

5. Credit card | Wikipedia

   en.wikipedia.org/wiki/Credit_card

   A secured credit card is a type of credit card secured by a deposit account owned by the cardholder. Typically, the cardholder must deposit between 100% and 200% of the total amount of credit desired. Thus if the cardholder puts down $1,000, they will be given credit in the range of $500–1,000.

6. Credit card debt | Wikipedia

   en.wikipedia.org/wiki/Credit_card_debt

   Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt grows through the accrual of interest and penalties when the consumer fails to repay the company for the money they have spent. If the debt is not paid on time, the company will charge a late-payment penalty and report the ...

7. Unsecured debt | Wikipedia

   en.wikipedia.org/wiki/Unsecured_debt

   In Singapore, unsecured credit, including credit card debt and personal loans, can carry high interest rates due to the lack of collateral. To safeguard borrowers from excessive debt accumulation, the Monetary Authority of Singapore (MAS) has implemented measures effective since January 1, 2018. These rules cap additional unsecured credit for ...