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2. New Warning on Mortgage Mods: Demand for Up-Front Fees ... - AOL

   www.aol.com/2012/12/13/new-warning-on-mortgage...

   The housing market has been slowly recovering for most of the year, but the fact remains that millions of Americans are still underwater when it comes to what they owe on their mortgage versus the ...

3. Loan modification company - Wikipedia

   en.wikipedia.org/wiki/Loan_modification_company

   Loan modification company. A loan modification company, also known as a mortgage modification company, is a business that helps homeowners in the United States modify the terms of their home loans or mortgages. When a mortgage is modified, the original terms of the home loan contract between a lender and a borrower are renegotiated and then ...

4. Second Chance for Loan Modifications - AOL

   www.aol.com/.../second-chance-for-loan-modifications

   The latest move comes from mortgage giant Fannie Mae, which now requires all of its loan servicers to consider "Alternative Modifications" to borrowers who have applied for help under the federal ...

5. New Mortgage Rules and Foreclosure: Do They Do Enough ... - AOL

   www.aol.com/2013/01/17/mortgage-rules-foreclosure

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6. Underwater mortgage: What it is and what to do - AOL

   www.aol.com/finance/underwater-mortgage...

   Key takeaways. When you owe more on your mortgage than your house is worth, the loan is referred to as 'underwater,' or in a state of negative equity. Having an underwater mortgage makes it harder ...

7. Housing and Economic Recovery Act of 2008 - Wikipedia

   en.wikipedia.org/wiki/Housing_and_Economic...

   The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.