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HSBC Holdings plc (Chinese: 滙豐; acronym from its founding member The Hongkong and Shanghai Banking Corporation) is a British universal bank and financial services group headquartered in London, England, with historical and business links to East Asia and a multinational footprint.
Monzo Bank Limited, trading as Monzo (/ ˈ m ɒ n z oʊ /), is a British online bank based in London, England. [4] Monzo was one of the earliest of a number of new app-based challenger banks in the UK.
The concept was first explored in 2003 as part of the open innovation movement that was promoted by Henry Chesbrough. [4] [5] The advent of internet banking and development of online technology in the early 2000s led to interest in access to the data, which was first seen in account aggregation attempts by technology companies.
Giro systems date back at least to Ptolemaic Egypt in the 4th century BCE. State granary deposits functioned as an early banking system, in which giro payments were accepted, with a central bank in Alexandria. [5] Giro was a common method of money transfer in early banking. The first occurrences of book money are not known exactly.
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In Germany, the bank is represented by the Santander Consumer Bank AG. The Santander Consumer Bank AG has a loan portfolio of €30.8 billion [3] and has about 5.6 million customers. The business model of Santander Consumer Bank AG is based on three pillars: retail banking, vehicle financing and consumer financing.
First Direct (styled first direct) is a telephone and internet based retail bank division of HSBC UK Bank plc based in the United Kingdom.First Direct has headquarters in Leeds, England, and has 1.9 million customers. [1]
The Bank of Nova Scotia was founded in 1832 in Halifax, Nova Scotia, a British colony at that time. The bank was incorporated by the Legislative Assembly of Nova Scotia on March 30, 1832. William Lawson was the first president. [10] The bank intended to facilitate the trans-Atlantic trade of the time. [5]