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  2. Care Credit closed due to inactivity. Can it be reopened?

    ficoforums.myfico.com/t5/Credit-Cards/Care-Credit-closed...

    Care credit was my newer account just under a year old. I guess this account has different standards for activity. I just got a letter dated August 15th stating my Care Credit account had been closed by the grantor due to inactivity. It had an $8500 CL, - 2389297.

  3. CareCredit upgrade to Rewards Mastercard - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Cards/CareCredit-upgrade...

    CareCredit upgrade to Rewards Mastercard. Today is the 2-year anniversary of opening my regular CareCredit account. This morning I received and accepted their offer of the Rewards Mastercard version. It has a different account number and I wondered if I now had two accounts. By phone, the CSR told me it was an upgrade, no HP, and the new card ...

  4. Question: CareCredit and FSA Account - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Cards/Question-CareCredit...

    Re: Question: CareCredit and FSA Account. Best to ask your health plan administrator to be sure, but with any FSA plan I have ever had the answer was "yes". Just make sure to save the receipts from the original medical charges and submit those for reimbursement from your FSA plan. Your CareCredit statement is not going to be acceptable as a ...

  5. How Does CareCredit Affect Credit Score - myFICO® Forums

    ficoforums.myfico.com/t5/Understanding-FICO-Scoring/How...

    Your credit score: 588. Date: 06/12/2012. Scores range from a low of 300 to a high of 850. Key factors that adversely affected your credit score: - serious delinquency and public record or collection filed. - too few accounts rated current. - number of accounts delinquent. - length of revolving account history.

  6. Will closing my CareCredit card damage my credit?

    ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Will...

    The card will continue to appear on your account for 10 years after closing, showing as having been paid in full and then closed by you. Since you opened this card very recently, closing it shouldn't hurt your average age of accounts (AAoA). There's no guarantee it will stay on your reports for 10 years.

  7. Max credit limit on Care credit MasterCard? - myFICO® Forums

    ficoforums.myfico.com/t5/Credit-Cards/Max-credit-limit-on...

    July 2022 - used app to request increase to 12K - approved - Score ~700. Oct 2022 - used app to request increase to 19k - approved - Score ~720. Spring 2023: revcived Care Credit MC in the mail. Score ~730. June 2023: used app to request increase to 25k. Was told only 20k b/c of card limit. Score ~730. Tried 1 more time and got same response.

  8. Unsure if I should cancel a CareCredit account.

    ficoforums.myfico.com/t5/General-Credit-Topics/Unsure-if-I...

    Re: Unsure if I should cancel a CareCredit account. @Bitzits you could contact CareCredit and request the card and HP be removed. I have done this and helped others do it. Writing to the executive office may also work. Good chance you would be forever blacklisted. Message 6 of 11. 1 Kudo. Reply. FicoMike0.

  9. Carecredit / Synchrony Bank Closed My $7000 line t ... - myFICO®...

    ficoforums.myfico.com/t5/Credit-Cards/Carecredit-Synchrony...

    Community Leader. Mega Contributor. 05-10-2022 03:30 PM. Re: Carecredit / Synchrony Bank Closed My $7000 line today with 0 balance Owed - Can I reopen or app. @Hutchman92 wrote: Hello, so I've been with carecredit on behalf of synchrony bank for about 2-1/2 years now. I also have an amazon account from synchrony as well I've had for one year.

  10. Is your credit card giving you the perks you want? - myFICO®...

    ficoforums.myfico.com/t5/Credit-Cards/How-does-Care-Credit...

    According to the Terms & Conditions (April 2019) for a new CareCredit card, they apply the minimum payment using any method they choose, for excess payments the highest APR will be paid first, and/but "Applicable law may require or permit us to apply excess payments in a different manner in certain situations, such as when your account has a certain type of special promotion."

  11. CareCredit approval odds - myFICO® Forums - 6788715

    ficoforums.myfico.com/t5/Credit-Card-Applications/...

    My plan was to try to apply for carecredit and request at least $5,000. Per credit karma: TransUnion 680 Uti 32%. Equifax 709 UTI 80%. Per Discover: Fico 657 Uti 78%. Per Chase: Experian 702 Uti 68%. Have a few late payments on an account during 2020, last late payment was in July 2021, and it now closed and paid as agreed.