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An EMV credit card. EMV is a payment method based on a technical standard for smart payment cards and for payment terminals and automated teller machines which can accept them. EMV stands for " Europay, Mastercard, and Visa ", the three companies that created the standard. [1]
Gemalto was an international digital security company providing software applications, secure personal devices such as smart cards and tokens, e-wallets and managed services. It was formed in June 2006 by the merger of two companies, Axalto and Gemplus International. Gemalto N.V.'s revenue in 2018 was €2.969 billion. [1]
A smart card ( SC ), chip card, or integrated circuit card ( ICC or IC card ), is a card used to control access to a resource. It is typically a plastic credit card-sized card with an embedded integrated circuit (IC) chip. [1] Many smart cards include a pattern of metal contacts to electrically connect to the internal chip.
EMV chip cards are designed to prevent counterfeit credit card fraud, which can be a problem with traditional magnetic strip cards. Europay, Mastercard and Visa -- chip technology, the global ...
EMV cards, which were first introduced in 1994 in the U.K. and Japan, are now the standard throughout Europe, says Stephanie Ericksen, head of authentication product integration at Visa.
Source Credit cards have long been a double-edged sword for many people. In certain scenarios, they can be life-savers. Given all the issues associated with credit cards from theft and unwise ...
A hardware security module ( HSM) is a physical computing device that safeguards and manages secrets (most importantly digital keys ), performs encryption and decryption functions for digital signatures, strong authentication and other cryptographic functions. [1] These modules traditionally come in the form of a plug-in card (so called ...
The Chip Authentication Program (CAP) is a MasterCard initiative and technical specification for using EMV banking smartcards for authenticating users and transactions in online and telephone banking. It was also adopted by Visa as Dynamic Passcode Authentication (DPA). [1] The CAP specification defines a handheld device ( CAP reader) with a ...
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