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  2. When to refinance your private student loans - AOL

    www.aol.com/finance/refinance-private-student...

    This can add years to your repayment timeline, in addition to increasing the overall cost of the loan. Interest rates on private loans can be fixed or variable and currently fall between 4 percent ...

  3. Types of private student loans - AOL

    www.aol.com/finance/types-private-student-loans...

    Key takeaways. Private student loans are specifically designed for education expenses and are offered by various lenders such as banks, credit unions and online lenders. There are several types of ...

  4. Federal vs. private student loans: What’s the difference? - AOL

    www.aol.com/finance/federal-vs-private-student...

    Few to no credit requirements: Most federal student loans don’t require a credit check at all. With Direct PLUS Loans, a credit check is used only to determine if you have certain negative items ...

  5. Discover Financial - Wikipedia

    en.wikipedia.org/wiki/Discover_Financial

    Discover Financial Services. Discover Financial Services is an American financial services company that owns and operates Discover Bank, an online bank that offers checking and savings accounts, personal loans, home equity loans, student loans and credit cards.

  6. Private student loan (United States) - Wikipedia

    en.wikipedia.org/wiki/Private_student_loan...

    Private student loans. A private student loan is a financing option for higher education in the United States that can supplement, but should not replace, federal loans, such as Stafford loans, Perkins loans and PLUS loans. Private loans, which are heavily advertised, do not have the forbearance and deferral options available with federal loans ...

  7. Comparing Private Student Loans vs. Federal: Which Is Better ...

    www.aol.com/finance/comparing-private-student...

    With the exception of PLUS loans, there is no credit check with a federal student loan. In almost all cases, private lenders will check your credit and set your rate accordingly.

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