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2. What happens to your bank account after you die? - AOL

   www.aol.com/finance/what-happens-to-bank-account...

   The FDIC insures the full joint amount of $500,000 for a six-month grace period after the death of a joint owner. After the grace period, the amount insured drops down to the sole owner. In other ...

3. How Much Does Probate Cost in Georgia? - AOL

   www.aol.com/much-does-probate-cost-georgia...

   Use TOD and POD designations: Transfer-on-death (TOD) is for securities like stocks and bonds, while payable-on-death (POD) applies to bank accounts. Both allow the designated beneficiaries to ...

4. What is transfer on death (TOD) for estate planning? - AOL

   www.aol.com/finance/transfer-death-tod-estate...

   The transfer-on-death designation allows your assets to bypass the probate process and pass directly to your named beneficiaries upon your death. A TOD account can allow beneficiaries to focus on ...

5. Totten trust - Wikipedia

   en.wikipedia.org/wiki/Totten_trust

   v. t. e. A Totten trust (also referred to as a "Payable on Death" account) is a form of trust in the United States in which one party (the settlor or "grantor" of the trust) places money in a bank account or security with instructions that upon the settlor's death, whatever is in that account will pass to a named beneficiary.

6. Custodial account - Wikipedia

   en.wikipedia.org/wiki/Custodial_Account

   A custodial account is a financial account (such as a bank account, a trust fund or a brokerage account) set up for the benefit of a beneficiary, and administered by a responsible person, known as a legal guardian or custodian, who has a fiduciary obligation to the beneficiary. [1] Custodial accounts come in a number of forms, one being an ...

7. 5 reasons to add beneficiaries to your accounts right now - AOL

   www.aol.com/finance/5-reasons-add-beneficiaries...

   With online accounts, checking on beneficiary designations is simple and can be done each year around tax time. For other types of accounts, the account holder may have to contact the institution ...