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Loan servicing is the process by which a company (mortgage bank, servicing firm, etc.) collects interest, principal, and escrow payments from a borrower. In the United States, the vast majority of mortgages are backed by the government or government-sponsored entities (GSEs) through purchase by Fannie Mae, Freddie Mac, or Ginnie Mae (which purchases loans insured by the Federal Housing ...
Parent. Fairbanks Holding (1989-2004) SPS Holding Corp. (2004-2005) Credit Suisse First Boston (2005-2006) Credit Suisse (since 2006) Website. spservicing .com. Select Portfolio Servicing, Inc. (SPS) is a loan servicing company founded in 1989 as Fairbanks Capital Corp. with operations in Salt Lake City, Utah and Jacksonville, Florida .
Once the loan is transferred, the servicer takes over the ongoing administration of the loan. Mortgage servicing can include: Taking and processing payments. Tracking your loan balance and ...
Loan origination. Loan origination is the process by which a borrower applies for a new loan, and a lender processes that application. Origination generally includes all the steps from taking a loan application up to disbursal of funds (or declining the application). For mortgages, there is a specific mortgage origination process.
You can call ECSI Monday through Friday, 7:30 a.m. to 8 p.m. EST. Speciality numbers are as follows: Student loans: 888-549-3274 Tuition Payment Plans: 866-927-1438 Unpaid tuition and fees: 888 ...
Straight-through processing (STP) is a method used by financial companies to speed up financial transactions by processing without manual intervention (straight-through). Payments [ edit ] Straight-through processing exists in numerous areas of financial services, such as payments processing.
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