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  2. Credit - Wikipedia

    en.wikipedia.org/wiki/Credit

    A credit card is a common form of credit. With a credit card, the credit card company, often a bank, grants a line of credit to the card holder. The card holder can make purchases from merchants, and borrow the money for these purchases from the credit card company. Domestic credit to private sector in 2005

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  4. Providian - Wikipedia

    en.wikipedia.org/wiki/Providian

    Providian Financial Corporation was one of the leading credit card issuers in the United States when it was sold to Washington Mutual for approximately US$6.5 billion in October 2005. Providian was headquartered in San Francisco, California , and had more than 10 million card holders at the time of its sale.

  5. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    The Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports.

  6. List of bank mergers in the United States - Wikipedia

    en.wikipedia.org/wiki/List_of_bank_mergers_in...

    Bank of America: MBNA Corporation: Bank of America Card Services: $35 billion Bank of America: 2006 Wachovia: Westcorp Inc. (holding company for WFS Financial Inc and Western Financial Bank) Wachovia: $3.91 Billion [36] Wells Fargo: 2006 NewAlliance Bank: Cornerstone Bank NewAlliance Bank: NewAlliance Bank: 2006 Capital One Financial ...

  7. Scam - Wikipedia

    en.wikipedia.org/wiki/Scam

    Political cartoon by J. M. Staniforth: Herbert Kitchener attempts to raise £100,000 for a college in Sudan by calling on the name of C. G. Gordon. A scam, or a confidence trick, is an attempt to defraud a person or group after first gaining their trust.

  8. ATM card - Wikipedia

    en.wikipedia.org/wiki/ATM_card

    An ATM card is a dedicated payment card card issued by a financial institution (i.e. a bank) which enables a customer to access their financial accounts via its and others' automated teller machines (ATMs) and, in some countries, to make approved point of purchase retail transactions.

  9. Keycard lock - Wikipedia

    en.wikipedia.org/wiki/Keycard_lock

    A keycard lock is a lock operated by a keycard, a flat, rectangular plastic card. The card typically, but not always, has identical dimensions to that of a credit card, that is ID-1 format. The card stores a physical or digital pattern that the door mechanism accepts before disengaging the lock.

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