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  2. Loan modification in the United States - Wikipedia

    en.wikipedia.org/wiki/Loan_modification_in_the...

    Return the loan to a current status. Capitalize delinquent interest and escrow. Modify the loan terms based on waterfalls, starting at a front-end 38 percent HTI ratio down to a 31 percent HTI ratio subject to a formal net present value (NPV) floor. Reduce interest rate to as low as 3 percent.

  3. Form 4473 - Wikipedia

    en.wikipedia.org/wiki/Form_4473

    Form 4473. A Firearms Transaction Record, or ATF Form 4473, is a seven-page form prescribed by the Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF) required to be completed when a person proposes to purchase a firearm from a Federal Firearms License (FFL) holder, such as a gun dealer. [1]

  4. Step Up For Students - Wikipedia

    en.wikipedia.org/wiki/Step_Up_For_Students

    Step Up for Students is a 501 (c)3 nonprofit in Florida providing low income students, bullied students and students with special needs with scholarships to help pay tuition for private school, assistance to attend an out of district public school, or for tutoring, textbooks or therapies. Step Up For Students was created as part of a merger ...

  5. Application Response Measurement - Wikipedia

    en.wikipedia.org/wiki/Application_Response...

    Application Response Measurement ( ARM) is an open standard published by the Open Group for monitoring and diagnosing performance bottlenecks within complex enterprise applications that use loosely-coupled designs or service-oriented architectures . It includes an API for C and Java that allows timing information associated with each step in ...

  6. Employment authorization document - Wikipedia

    en.wikipedia.org/wiki/Employment_authorization...

    A Form I-766 employment authorization document ( EAD; [1]) or EAD card, known popularly as a work permit, is a document issued by the United States Citizenship and Immigration Services (USCIS) that provides temporary employment authorization to noncitizens in the United States. Currently the Form I-766 Employment Authorization Document is ...

  7. Engineering drawing abbreviations and symbols - Wikipedia

    en.wikipedia.org/wiki/Engineering_drawing...

    electrical rule check EXIST. existing F: f: finish: An italic f (Latin small letter f) written on a line representing a surface was an old way of indicating that the surface was to be machined rather than left in the as-cast or as-forged state. The "f" came from "finish" in the sense of "machine finish" as opposed to raw stock/casting/forging.

  8. First Step Act - Wikipedia

    en.wikipedia.org/wiki/First_Step_Act

    United States, No. 22-340, 601 U.S. ___ (2024) The First Step Act, formally known as the Formerly Incarcerated Reenter Society Transformed Safely Transitioning Every Person Act, is a bipartisan criminal justice bill passed by the 115th U.S. Congress and signed by President Donald Trump in December 2018.

  9. California governor criticized for proposal to eliminate ...

    www.aol.com/news/california-governor-criticized...

    California was one of the first states to give free health insurance to all low-income adults regardless of their immigration status. The multibillion-dollar project, completed in January, made ...