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2. What Is a Good APR for a Credit Card? - AOL

   www.aol.com/finance/good-apr-credit-card...

   Purchase APR: A purchase APR is a normal rate that applies to a credit card for any purchases you make on the card. Introductory APR: In order to attract business, some cards offer a low initial ...

3. Fixed vs. variable interest rates: How these rate types work ...

   www.aol.com/finance/fixed-vs-variable-interest...

   Not all interest rates work the same. Your choice among these two main types come down to how you save and how you borrow. Here's what to know about fixed and variable rates.

4. Here's how a Fed rate cut could impact your credit card balance

   www.aol.com/heres-fed-rate-cut-could-183516797.html

   Thanks to the double-whammy of inflation and higher interest rates, Americans have amassed a $1.1 trillion mountain of credit card debt. Borrowers who are carrying balances may soon get some ...

5. Federal funds rate - Wikipedia

   en.wikipedia.org/wiki/Federal_funds_rate

   The Federal Reserve adjusts its administratively set interest rates, mainly the interest on reserve balances (IORB), to bring the effective rate into the target range. The target range is chosen to influence market interest rates generally and in turn ultimately the level of activity, employment and inflation in the U.S. economy. [3]

6. Payday loan - Wikipedia

   en.wikipedia.org/wiki/Payday_loan

   Two-thirds of borrowers have annual incomes below £25,000. There are no restrictions on the interest rates payday loan companies can charge, although they are required by law to state the effective annual percentage rate (APR). [65] In the early 2010s there was much criticism in Parliament of payday lenders.

7. Real interest rate - Wikipedia

   en.wikipedia.org/wiki/Real_interest_rate

   Negative real interest rates are an important factor in government fiscal policy. Since 2010, the U.S. Treasury has been obtaining negative real interest rates on government debt, meaning the inflation rate is greater than the interest rate paid on the debt. [5]