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  2. There are two ways potential lenders and creditors check your credit: A hard credit inquiry or a soft credit inquiry. A hard credit inquiry impacts your credit score (usually by a few points), is ...

  3. How credit inquiries affect your credit score - AOL

    www.aol.com/finance/credit-inquiries-affect...

    Credit inquiries can either be in the form of hard inquiries or soft inquiries, and they can happen for a variety of reasons. Hard credit inquiries occur when someone like a landlord or potential ...

  4. Can you remove hard inquiries from your credit report? - AOL

    www.aol.com/finance/remove-hard-inquiries-credit...

    Here’s what to do in this situation. 1. Notify the creditor that made the inquiry. Contact that company to report the issue and find out who authorized the hard credit pull. Ask for proof of ...

  5. South Financial Group - Wikipedia

    en.wikipedia.org/wiki/South_Financial_Group

    www .thesouthgroup .com. The South Financial Group, originally known as Carolina First Corporation, was a bank holding company headquartered in Greenville, South Carolina. The South Financial Group was the parent company of Carolina First, with branch locations in North and South Carolina and Mercantile Bank, with branch locations in Florida. [2]

  6. Credit One Bank - Wikipedia

    en.wikipedia.org/wiki/Credit_One_Bank

    US$223.423 million (2021) Total assets. US$878.394 million (2021) Website. www.CreditOneBank.com. Credit One Bank, N.A. is an American bank and financial services company specializing in credit cards, particularly for borrowers with low credit scores. It is a wholly-owned subsidiary of Credit One Financial, incorporated in Nevada.

  7. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

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