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Select Portfolio Servicing (SPS) is a loan servicing company founded in 1989 and owned by Credit Suisse. It was formerly known as Fairbanks Capital Corp. and settled with FTC and HUD over subprime mortgage practices.
A common guideline in the mortgage industry is the 28% rule, which suggests that your total monthly mortgage payment shouldn't exceed 28% of your gross — or before-tax —monthly income. Let's ...
Learn how to make biweekly mortgage payments and save money and time on your loan. Find out the pros and cons, how to set up a plan and what to watch out for.
The reduced loan amount means smaller monthly payments and less total interest paid over the course of the loan. To illustrate how this works, assume you have a $300,000, 30-year mortgage with a 6 ...
Loan servicing is the collection of payments from borrowers by a company on behalf of investors or guarantors. Learn how loan servicing works, what fees and activities are involved, and which companies are involved in the industry.
A mortgage servicer is a company that collects and manages mortgage payments and performs other services related to mortgages and mortgage-backed securities. Learn about the duties, controversies and international issues of mortgage servicers.
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