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2. What is a gift letter for a mortgage? - AOL

   www.aol.com/finance/gift-letter-mortgage...

   A gift letter for a mortgage is a document that validates the source of down payment money that comes free of charge from a family member or friend. This document is essential to the mortgage ...

3. Mortgage questions to ask and expect from your lender - AOL

   www.aol.com/finance/mortgage-questions-ask...

   When shopping for a mortgage, ask each lender to detail their requirements, annual percentage rate (APR) and fees. Be prepared to answer questions regarding your income, debt, down payment amount ...

4. First-time homebuyer guide - AOL

   www.aol.com/finance/first-time-homebuyer-guide...

   A first-time homebuyer is someone who has either never owned a home or who has not owned a home in the last several years. First-time homebuyer programs offer loans with low down payments and ...

5. HOME Investment Partnerships Program - Wikipedia

   en.wikipedia.org/wiki/HOME_Investment...

   The HOME Investment Partnerships Program ( HOME) is a type of United States federal assistance that the U.S. Department of Housing and Urban Development (HUD) provides to states to create decent and affordable housing, particularly housing for low and very low income Americans. [1] It is the largest Federal block grant to states and local ...

6. Home Equity Theft Prevention Act - Wikipedia

   en.wikipedia.org/wiki/Home_Equity_Theft...

   The Home Equity Theft Prevention Act (HETPA, NY RPL §265-a) is a New York State law passed on July 26, 2006, to provide homeowners of residential property with information and disclosures in order to make informed decisions when approached by persons seeking a sale or transfer of the homeowner's property, particularly when homeowners are in default on their mortgage payments or the property ...

7. How to read and compare mortgage loan estimates - AOL

   www.aol.com/finance/read-compare-mortgage-loan...

   A mortgage loan estimate is a standard three-page document detailing the estimated costs, structure and other terms of the loan. Mortgage lenders are required by law to provide borrowers with a ...