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  2. 'Social Security is broke beyond belief': This Boston ... - AOL

    www.aol.com/finance/social-security-broke-beyond...

    Secure your retirement fund “Even after Social Security contributions, and after 401(k) contributions, they should probably be saving another 15% of their take-home pay, which is very tough ...

  3. The stifling impact high inflation has on retirement savers - AOL

    www.aol.com/finance/stifling-impact-high...

    Some good news is that saving for retirement has gotten a little easier thanks to the phase-in of a handful of provisions in the Secure 2.0 Act. Under the law, employers can now consider student ...

  4. ‘Social Security is broke beyond belief’: Economist ... - AOL

    www.aol.com/finance/social-security-broke-beyond...

    The key federal program's fate in uncertain. ‘Social Security is broke beyond belief’: Economist says the US retirement safety net is full of holes — how to protect yourself and secure your ...

  5. San Diego pension scandal - Wikipedia

    en.wikipedia.org/wiki/San_Diego_Pension_Scandal

    The San Diego City Employees' Retirement System had been underfunded in some form for more than a decade. In 2001, as a result of years of sharp increases in pension benefits combined with decreases in pension funding and a decrease in the value of investments, the fund fell below certain funding targets. Revelation of the problem

  6. Civil Service Retirement System - Wikipedia

    en.wikipedia.org/wiki/Civil_Service_Retirement...

    The Civil Service Retirement System ( CSRS) is a public pension fund organized in 1920 that has provided retirement, disability, and survivor benefits for most civilian employees in the United States federal government. Upon the creation of a new Federal Employees Retirement System (FERS) in 1987, those newly hired after that date cannot ...

  7. CalSTRS - Wikipedia

    en.wikipedia.org/wiki/CalSTRS

    Website. CalSTRS.com. The California State Teachers' Retirement System ( CalSTRS) provides retirement, disability and survivor benefits for California's 965,000 prekindergarten through community college educators and their families. [1] CalSTRS was established by law in 1913 and is part of the State of California's Government Operations Agency.

  8. 401(k) withdrawal rules: What to know before cashing out ...

    www.aol.com/finance/what-are-401k-withdrawal...

    The minimum withdrawal age for a traditional 401 (k) is technically 59½. That’s the age that unlocks penalty-free withdrawals. You can withdraw money from your 401 (k) before 59½, but it’s ...

  9. Public employee pension plans in the United States - Wikipedia

    en.wikipedia.org/wiki/Public_employee_pension...

    The pension replacement rate, or percentage of a worker's pre-retirement income that the pension replaces, varies significantly across states and benefit tiers within state retirement systems. Whether or not a worker is enrolled in social security can significantly impact how secure a public worker’s retirement is.

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