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  2. Best gas credit cards for bad credit - AOL

    www.aol.com/finance/best-gas-credit-cards-bad...

    2% back on the first $1,000 you spend at gas stations and at restaurants each quarter (then 1%) as well as 1% back on all other purchases. 5.0. Capital One Quicksilver Student Cash Rewards Credit ...

  3. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  4. Can closed accounts be removed from your credit report? - AOL

    www.aol.com/finance/closed-accounts-removed...

    For example, if you close a credit card with a $10,000 limit, your available credit is reduced by $10,000, and any debt you carry is now a larger percentage of your available credit.

  5. Cirrus (interbank network) - Wikipedia

    en.wikipedia.org/wiki/Cirrus_(interbank_network)

    Founded. 1982; 42 years ago. ( 1982) Owner. Mastercard Inc. Mastercard Cirrus is a worldwide interbank network that provides cash to Mastercard cardholders. As a subsidiary of Mastercard Inc., it connects all Mastercard credit, debit, and prepaid cards, as well as ATM cards issued by various banks worldwide bearing the Mastercard / Maestro logo.

  6. Shell bank - Wikipedia

    en.wikipedia.org/wiki/Shell_bank

    A shell bank is a financial institution that does not have a physical presence in any country. In order to prevent money laundering, Subtitle A of the USA PATRIOT Act specifically prohibits such institutions, with the exception of shell banks that are affiliate (under the control) of a bank that has a physical presence in the U.S. or if the ...

  7. Close your account - AOL Help

    help.aol.com/articles/close-your-account

    1. Sign in to your account. 2. Verify your recovery information and you're all set. Still need help? Call paid premium support at 1-800-358-4860 to get live expert help from AOL Customer Care. Delete an account that you're no longer using. Find out how to permanently terminate your account and what you need to do beforehand.

  8. If you return a purchase, can you keep the credit card rewards?

    www.aol.com/finance/return-purchase-keep-credit...

    The short answer, unfortunately, is yes. When you return an item to a store — whether the purchase was made online or in person — the number of points you earned from that expense will be ...

  9. Discounts and allowances - Wikipedia

    en.wikipedia.org/wiki/Discounts_and_allowances

    Discounts and allowances are reductions to a basic price of goods or services.. They can occur anywhere in the distribution channel, modifying either the manufacturer's list price (determined by the manufacturer and often printed on the package), the retail price (set by the retailer and often attached to the product with a sticker), or the list price (which is quoted to a potential buyer ...