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Learn about long-term car loans, their pros and cons, and whether an 84-month car loan is worth it based on your financial situation and car-buying needs.
For the figures above, the loan payment formula would look like: 0.06 divided by 12 = 0.005. 0.005 x $20,000 = $100. In this example, you’d pay $100 in interest in the first month. As you ...
When exploring auto loan options, give some thought to the loan term you select. Most lenders offer terms between 24 and 84 months , but some lenders offer terms up to 96 months.
The Total Loan Amount. The total amount of money you borrow determines what you'll pay per month. For example, if you're buying a $60,000 luxury car at 3% APR with no money down and paying it off ...
The Bankrate auto loan calculator will also provide a full amortization schedule so you can see the amount of interest you’re paying each month and the total interest paid over the life of the loan.
If your gross salary is $60,000, your take-home monthly pay is probably around $3,750, assuming about 25% of your pay goes toward taxes and other expenses. Based on the 10-15% calculation, you ...
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