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  2. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

  3. How does debt consolidation work? Answers from someone who’s ...

    www.aol.com/finance/debt-consolidation-loans...

    Debt consolidation is a form of debt refinancing in which the borrower takes out a loan, credit card or line of credit and uses it to pay off other debts. This helps debt repayment as the borrower ...

  4. How To Consolidate Credit Card Debt - AOL.com

    www.aol.com/finance/consolidate-credit-card-debt...

    You can pay down or pay off your credit card debt with a loan that’s secured by your house or car. You’ll need to own your car outright or have at least 20 percent equity in your home to qualify.

  5. What can I use a debt consolidation loan for?

    www.aol.com/finance/debt-consolidation-loan...

    Key takeaways. Debt consolidation can be an effective way to manage and pay off multiple forms of debt, such as credit card debt, student loans and medical debt. Pros of debt consolidation include ...

  6. Debt consolidation - Wikipedia

    en.wikipedia.org/wiki/Debt_consolidation

    Personal finance. Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. [1] This commonly refers to a personal finance process of individuals addressing high consumer debt, but occasionally it can also refer to a country's fiscal approach to consolidate corporate debt or government debt. [2]

  7. Does Debt Consolidation Affect Your Credit Score? It Depends

    www.aol.com/finance/does-debt-consolidation...

    Debt consolidation usually means taking out a loan to pay off existing debts, most commonly credit card debt. These are technically personal loans that lenders often market as “debt ...

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