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2. How to get the best auto loan rate

   www.aol.com/finance/best-auto-loan-rate...

   A good auto loan rate is generally any rate below the average for your credit profile. For drivers with excellent credit, the average rates are 5.07 percent for new cars and 7.09 percent for used ...

3. This 36-year-old is paying off a $66K loan on a $49K Ford ...

   www.aol.com/finance/36-old-paying-off-66k...

   As of the last quarter of 2023, the interest rate for a 60-month new car loan from a commercial bank clocked in at 8.15%, according to the Federal Reserve. That’s the highest rate the Fed has ...

4. When should I refinance my car loan? - AOL

   www.aol.com/finance/refinance-car-loan-165628257...

   Bankrate tip. According to data from Experian, the average used car rate in the third quarter of 2023 is 11.35 percent.Although refinancing rates vary, they are usually similar to used car rates ...

5. 3 steps to calculate your debt-to-income ratio - AOL

   www.aol.com/finance/3-steps-calculate-debt...

   Step three: Divide your monthly debts by your monthly gross income. For this example, divide your monthly debt payments ($2,400) by your total monthly gross income ($6,000). In this case, your ...

6. How to save for a car: A step-by-step guide - AOL

   www.aol.com/finance/save-car-step-step-guide...

   An account with a higher yield will help you build your savings faster. 6. Trade in or sell your old car. Trading in your old car at the dealership will bring down the purchase price of your new ...

7. 0% APR car deals: Are they worth it? - AOL

   www.aol.com/finance/0-apr-car-deals-worth...

   A $25,000 car loan financed over five years at a 4 percent interest rate requires a monthly payment of $460. You can use an auto loan calculator to do the math for your prospective loan.