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A substitute check (also called an Image Replacement Document or IRD) is a negotiable instrument that is a digital reproduction of an original paper check.As a negotiable payment instrument in the United States, a substitute check maintains the status of a "legal check" in lieu of the original paper check, as authorized by the Check Clearing for the 21st Century Act (the Check 21 Act).
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Single sign-on. Single sign-on ( SSO) is an authentication scheme that allows a user to log in with a single ID to any of several related, yet independent, software systems. True single sign-on allows the user to log in once and access services without re-entering authentication factors. It should not be confused with same-sign on (Directory ...
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Viviparus georgianus, commonly known as the banded mystery snail, is a species of large freshwater snail in the family Viviparidae, the river snails. It is native to North America, generally found from the northeastern United States to Florida and the Gulf of Mexico, and thrives in eutrophic lentic environments such as lakes, ponds and some low ...
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