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I recently made a large payment to bring the balance, but even after the payment cleared from my bank account, the Capital One consumer website says I have no available credit. I have not made any purchases since the payment was cleared. I will be calling in soon but would like to get your thoughts on this. Here is a screenshot: Good morning OP.
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I feel so motivated and got a burst of energy to move forward after I got the notification that all 4 collections from Midland Credit Management was removed. I was going to try to settle and pay them off with the agreement to remove it from my report (as they did agree that they would if I paid.) However, I just sent a debt validation letter to ...
CREDIT ONE/INDIGO/DESTINY. A few years ago when I began rebuilding my credit, I came across several forums that mentioned CreditOne, Destiny and Indigo CC's. I applied and was approved for $400, $300 and $300 respectively. However, since that time I have managed to obtain the Discover Miles, AmEx Hilton Honors Surpass, NFCU MoreRewards ...
Destiny Mastercard. I usually put most unsolicited "pre-approved" credit card offers I get in the mail straight into the trash, but occasionally one will catch my eye for one reason or another and I open it. Today I got one from Destiny Mastercard. Never heard of this company so out of morbid curiosity I opened it and, in 20-point type, saw ...
The Destiny Mastercard is issued by First Electronic Bank, Member FDIC, and serviced by Genesis FS Card Services, Inc. If anyone has any Deets or has tried/used this card what are your experiences ( (I'm not apping just giving details/DPs/more Forums for our Pots LOL)) Says: Reporting to the three major credit bureaus, unlike a debit card.
Currently (ignoring anything else and the facts below) you have a $2000/$2000 DUR. This is 100%. If you pay both cards down to $500 you will have a $1000/$2000 DUR (50%). If you pay one card down to zero and leave one at $1000 you will STILL have $1000/2000 or 50% DUR.
A common technique to quickly boost a credit score is to pay down revolving debt, to decrease the credit utilization ratio. However, one must wait until these new, lower balances are reported to the credit bureaus, before any benefit to the credit score will be realized. Thus, for timing purposes, it is helpful to know when you can expect the ...
1. Destiny Credit Card. 2.Milestone Credit Card. 3.Deserve Credit Card. 4. First Access. 5. Walmart Cap One. 6.credit one 1 . These will be all charged off by December. What will remain: 1. credit union credit card - 1 missed payment 30 days. But will keep it. 2. Greendot - 1 30 day late payment . 3. Navy Federal credit card - no lates . 4 ...
Imagine Visa. $700.00. Total Card. $300.00. Personal: Upgrade Triple Cash Rewards $1,000, Capital One Quicksilver $3,000, Avant $750, Credit One $450, Credit One Black $950, Destiny $300, Milestone $300, Mission Lane $400, Cerulean $1,500, Merrick Bank Black $700, Upgrade $1,000, Fingerhut $1,300.....