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2. Common personal loan myths — and the actual facts you ... - AOL

   www.aol.com/finance/common-personal-loan-myths...

   Myth: Personal loans are worse than credit cards. For those with a good to excellent credit score and a stable income, the interest rate on personal loans is often lower than credit cards. You may ...

3. How to manage your personal loan and save money - AOL

   www.aol.com/finance/manage-personal-loan-save...

   Refinance. Refinancing a personal loan involves working with a new lender to get a loan for your remaining loan amount with lower rates or different payment terms. Much like consolidating ...

4. 8 ways to spot personal loan scams - AOL

   www.aol.com/finance/8-ways-spot-personal-loan...

   1. Unrealistic guarantees for approval. One of the easiest ways to spot a loan scam is the promise of guaranteed approval. All legitimate lenders require an assessment to determine your ...

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6. How to get a personal loan in 8 steps - AOL

   www.aol.com/finance/personal-loan-8-steps...

   Next steps: Check the websites of some personal loan lenders to get an idea of the rates and terms they offer. You should also check their rates and use them with a personal loan calculator to get ...

7. The pros and cons of personal loans - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   A personal loan with a single, fixed-rate monthly payment is easier to manage than several credit cards with different interest rates, payment due dates and other variables. Borrowers who qualify ...