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Website. alerus .com. Alerus Financial Corporation, marketed as simply Alerus, is a chain of financial institutions headquartered in Grand Forks, North Dakota, with locations in North Dakota, Minnesota and Arizona. Alerus offers banking, mortgage, wealth management, and retirement services.
A North Dakota-based financial-services firm, fresh off a 2020 initial public offering of stock and record earnings, is getting most of its growth from the Twin Cities. Grand Forks-based Alerus ...
Increase your retirement savings contributions First off, if you have a 401(k) , consider upping your contributions; if possible, try to take advantage of your full employer match. Remember, even ...
There’s been a big shift in how people think about their later years: New data from the Federal Reserve Bank of New York shows that most Americans don’t expect to work beyond their early 60s ...
Types of retirement plans. Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.
Individual retirement account. An individual retirement account [1] ( IRA) in the United States is a form of pension [2] provided by many financial institutions that provides tax advantages for retirement savings. It is a trust that holds investment assets purchased with a taxpayer's earned income for the taxpayer's eventual benefit in old age.
Retirement is often seen as a time of leisure and relaxation, but you may be surprised to know how retirees actually spend their money. Spoiler alert: It’s not all cruises and golfing fees, as ...
File:Alerus Center logo.svg. File. : Alerus Center logo.svg. Size of this PNG preview of this SVG file: 220 × 87 pixels. Other resolutions: 320 × 127 pixels | 640 × 253 pixels | 1,024 × 405 pixels | 1,280 × 506 pixels | 2,560 × 1,012 pixels. Original file (SVG file, nominally 220 × 87 pixels, file size: 11 KB) The source code of this ...
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