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  2. 6 Best Banks for Personal Loans - AOL

    www.aol.com/6-best-banks-personal-loans...

    Citi. APR: 11.49%-19.49% Loan Amount: $2,000-$30,000 Terms: 12-60 months. To qualify for the Citi personal loan, you must already be a Citi customer. The loan processing is quick and easy ...

  3. Wells Fargo Personal Loan Review 2022 - AOL

    www.aol.com/wells-fargo-personal-loan-review...

    Increased consumer acceptance of online banking, where customers can expect better interest rates and mobile apps, has also posed a problem for Wells Fargo, whose core checking […]

  4. Mortgage industry of the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_industry_of_the...

    Low-doc loans carry a higher interest rate and were theoretically available only to borrowers with excellent credit and additional income that may be hard to document (e.g. self-employment income). As of July 2010, no-doc loans were reportedly still being offered, but more selectively and with high down payment requirements (e.g., 40%).

  5. Wells Fargo Review 2024: Multiple checking and saving ... - AOL

    www.aol.com/finance/wells-fargo-review-2024...

    Wells Fargo’s prime checking account holders enjoy more benefits, including APY and discounted rates on some loans: Monthly service fee: $25 Standard interest rate : 0.01%

  6. Alternative financial services in the United States - Wikipedia

    en.wikipedia.org/wiki/Alternative_financial...

    For example, a customer could refinance $10,000 worth of auto loan debt at 7 percent interest into a home equity loan at 18 percent interest. Because the auto loan would have to be paid off in 5 years while the home equity loan would have a 20-year repayment plan, the required monthly payments for the customer would be lower even though the ...

  7. Prosper Marketplace - Wikipedia

    en.wikipedia.org/wiki/Prosper_Marketplace

    Prosper Marketplace is America's first peer-to-peer lending marketplace, with over $23 billion in funded loans. [1] Borrowers request personal loans on Prosper and investors (individual or institutional) can fund anywhere from $2,000 to $50,000 per loan request. Investors can consider borrowers’ credit scores, ratings, and histories and the ...

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