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2. Should I get a personal loan? 9 top reasons to consider - AOL

   www.aol.com/finance/personal-loan-9-top-reasons...

   The average personal loan interest rate just tops 12 percent, ... a lender is likelier to pass on your application right now. You have a low debt-to-income ratio. Your debt-to-income (DTI) ratio ...

3. How to qualify for competitive rates on low-interest personal ...

   www.aol.com/finance/qualify-competitive-rates...

   The average personal loan interest rate for borrowers with excellent credit is between 10.73 percent and 12.5 percent. But if your credit score is categorized as average — or 630 to 689 — the ...

4. What a personal loan is, how rates work and common uses - AOL

   www.aol.com/finance/personal-loan-213206505.html

   Fixed interest rates: Personal loan lenders charge fixed APRs, ... You could cut your interest rate – and payment in half – if you qualify for a good credit loan interest rate now.

5. Personal loans don’t have to be spooky - AOL

   www.aol.com/finance/personal-loans-don-t-spooky...

   Are personal loans a good idea right now? Personal loan interest rates have hit an all-time high this year, with the average rate currently sitting at 11.54 percent. Borrowers in good credit ...

6. What is a good credit personal loan? And how do you ... - AOL

   www.aol.com/finance/good-credit-personal-loan...

   Personal loans currently have an average interest rate of 12.18 percent. However, standard interest rates on personal loans can range from about 8 percent to 36 percent.

7. Loan - Wikipedia

   en.wikipedia.org/wiki/Loan

   The credit score of the borrower is a major component in underwriting and interest rates of these loans. The monthly payments of personal loans can be decreased by selecting longer payment terms, but overall interest paid increases as well. A personal loan can be obtained from banks, alternative (non-bank) lenders, online loan providers and ...