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2. Weighted-average life - Wikipedia

   en.wikipedia.org/wiki/Weighted-Average_Life

   WAL should not be confused with the following distinct concepts: Bond duration Bond duration is the weighted-average time to receive the discounted present values of all the cash flows (including both principal and interest), while WAL is the weighted-average time to receive simply the principal payments (not including interest, and not discounting).

3. Continuous-repayment mortgage - Wikipedia

   en.wikipedia.org/wiki/Continuous-repayment_mortgage

   Define the "reverse time" variable z = T − t.(t = 0, z = T and t = T, z = 0).Then: Plotted on a time axis normalized to system time constant (τ = 1/r years and τ = RC seconds respectively) the mortgage balance function in a CRM (green) is a mirror image of the step response curve for an RC circuit (blue).The vertical axis is normalized to system asymptote i.e. perpetuity value M a /r for ...

4. Debt-to-income ratio - Wikipedia

   en.wikipedia.org/wiki/Debt-to-income_ratio

   The two main kinds of DTI are expressed as a pair using the notation / (for example, 28/36).. The first DTI, known as the front-end ratio, indicates the percentage of income that goes toward housing costs, which for renters is the rent amount and for homeowners is PITI (mortgage principal and interest, mortgage insurance premium [when applicable], hazard insurance premium, property taxes, and ...

5. Interest expense - Wikipedia

   en.wikipedia.org/wiki/Interest_expense

   Interest expense relates to the cost of borrowing money. [1] It is the price that a lender charges a borrower for the use of the lender's money. On the income statement, interest expense can represent the cost of borrowing money from banks, bond investors, and other sources.

6. 8 Smart Moves To Make If You Need To Get a New and ... - AOL

   www.aol.com/8-smart-moves-affordable-car...

   The higher your credit score, the lower your interest rate on an auto loan. And there’s no faster way to increase your credit score than paying down your credit card balances.

7. Collateral protection insurance - Wikipedia

   en.wikipedia.org/wiki/Collateral_protection...

   Collateral Protection Insurance, or CPI, insures property held as collateral for loans made by lending institutions. CPI, also known as force-placed insurance and lender placed insurance, [1] may be classified as single-interest insurance if it protects the interest of the lender, a single party, or as dual-interest insurance coverage if it protects the interest of both the lender and the ...